Hidalgo Armest, Ronald, Katherine Ivonne Suncion Alban, and Mario Villegas Yarleque. “Impact of Social, Geographic and Economic Variables on Formal Financial Inclusion for Households in Peru and Piura 2019”. Universidad Ciencia y Tecnología 25, no. 110 (August 25, 2021). Accessed April 18, 2024. https://uctunexpo.autanabooks.com/index.php/uct/article/view/478.